Welcome to Pawn Shop Jersey City
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Pawn Shop Cash Loans

If you need some extra cash to deal with a situation in life, but you either can’t wait for a bank to approve you or your credit isn’t that great, you still have another excellent option. We offer cash loans, also known as pawn loans, to all our customers no matter what type of financial situation they are in. There are many benefits to these types of loans, and absolutely anyone can qualify. Take a minute to learn more about these loans and how they are a better choice than payday loans, borrowing from family or any other option.

How Cash Loans Work

Our cash loans start when you come into our shop with a valuable item. Many people choose to pawn gold, silver, jewelry, watches or other similar items. We will appraise the item and let you know how much we can loan you for it. For example, if you have a luxury Rolex watch, we may determine that we can loan you $4000 for it, based on its value.

If you agree, you will leave the watch with us and we’ll give you the cash you need. The watch will be kept in our secured facility for safety. You then have a set amount of time to repay the loan. When the loan has been repaid, you will get your watch back. Don’t worry though, if you can’t come up with the money to repay the loan, you won’t get harassing collections calls or a bad credit report. We simply sell the watch to cover the repayment, so you don’t owe a thing. If you need a little more time, just let us know. We can usually extend loans further to help you out.

Why a Pawn Shop Cash Loan

There are many advantages to using our services. In many situations, a pawn shop cash loan is better than a bank loan, personal loan or using credit cards. The following are some of the key benefits to using our cash loan service:

  • No Credit Check – No matter what type of credit history you have, you can qualify for the cash you need.
  • No Risk of Default – If you don’t pay the loan back, we simply sell the item you pawned so there is no risk that you will default on the loan.
  • Fast – Our cash loans can typically be given in just an hour or two, so you can get your loan fast.
  • Low Cost – Compared with credit card fees, overdraft fees and other related items, the costs of our cash loans are very low.
  • No Family Issues – When you borrow from friends or family it almost always causes some type of drama. When you borrow from us, it is always just a business transaction.

Contact Us

If you are interested in getting a cash loan, please get in touch with us. You can call us at (201) 878-4507 or just come into our shop. You can pawn jewelry, diamonds, watches, gold, silver or any number of other items to get the cash you need fast.

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